Friday, July 2, 2010

4th Of July Events in Hemet/San Jacinto, CA

Independance Day, 4th of July, or America's Birthday




No matter what you call it celebrating this historical day usually means, family gatherings, barbeques and fireworks.

Growing up in Los Angeles County, 4th of July was always most exciting to me because we were able to light our own fireworks in the driveway. Sometimes all the neighbors would come together and have a block party. Living in Riverside County means you don't have the option to drive to the corner fireworks stand and have your own show at home. The fire danger is very high this time year. Most cities in the county have special ways for everyone to come together and celebrate safely.

Here are some of the special ways to celebrate this year in the Hemet/San Jacinto area.

Friday July 2, 2010

Soboba Casino will be having a Fourth of July Celebration with Creedence Clearwater Revisited

There will be jumpers and clowns for the kids, food stands and fireworks.

Gates Open at 6pm-Free Concert starts at 8pm-Fireworks start at 9:30pm

For more information please visit:

http://www.soboba.com/index.php?option=com_eventlist&Itemid=192&func=details&did=82



Sunday July 4, 2010

The City Of San Jacinto will be having a 4th of July parade and celebration

Celebration at Estudillo Mansion from 5-10pm-Parade starts at 6pm

For more info please visit: http://www.ci.san-jacinto.ca.us/

Valley Wide Recreation's 4th of July Celebration

Valley Wide Regional Park is where the big show is held every year. There are vendors, entertainment and fireworks. Most people get there early and bring picnic food and hang out at the park until the fireworks begin.

Vendors Open at 9am-Fireworks begin at 9pm

For more info please visit: http://www.valleywiderecreation.org/

Have a Happy and Safe Holiday.



Til next time......

Saturday, June 19, 2010

Don't Sweat It!




Here are some tips to keep your house a little cooler this summer.

Ceiling fans- they can get the air moving in your home which doesn't really change the temperature but helps it feel cooler. Make sure your fan is turned so the air blows downward in the summer.

Box fans-at night when the outside air begins to cool, open your window and stick a box fan in the window sill. This works great to cool your house at night and helps save electricity.

Window Blinds/Shades-white window shades will reflect heat away from the house. If you don't mind spending some money there are special shades designed to help keep the heat out in the summer and in for the winter. Also remember to close the shades facing the sun in the morning.

Plants-Planting shade trees around your house will help keep your home cooler in the summer. Another useful idea for plants is to plant them around your air conditioning unit. It will use less electricity. However make sure you don't block the airflow to the ac unit.

Color-lighter color paint will reflect the heat in the summer.

Appliances-Turn off computers, monitors, televisions and lamps when they are not being used. These all produce heat. Compact fluorescent bulbs are another great way to save energy and reduce the amount of heat put out in your home. Don't put any lamps or appliances next to your thermostat. They will cause your ac to run more. Also try to hold off using major appliances until later in the day when it is cooler outside. Air dry dishes and bbq dinner instead of using the oven.

Attic-If needed upgrade the insulation from 3 inches to 12 inches. This can cut up to 10% off your cooling costs.

Fireplace-Make ure your damper is closed in the summer to keep the cool air from escaping.

Til next time.......

Wednesday, February 17, 2010

Loan modification denied?

Does Chase hold your mortgage? Have you have applied for a loan modification but were turned down? If this is the case you may need to reapply. Some loan modifications were turned down because the homeowners hardships were not considered "permanent". So far Chase seems to be the only one guilty of this practice but if your bank denied you for this reason then read on.

In December, a new guideline prohibited servicers from distinguishing between short-term and long-term hardships. If you'd like to read the full article you can find it here: http://articles.moneycentral.msn.com/Banking/HomeFinancing/mortgage-hardship-applicants-in-limbo.aspx

Does this mean you'll be accepted if you were previously denied? Not necessarily but they are no longer allowed to use temoroary hardship to deny your request.
If you have been denied for this reason you should call 1-888-995-HOPE and speak to a housing counselor.