One more reason Hemet is a great place to live!

Saturday, October 24, 2009 was the annual Hemet Beautiful day.
People come out from all over the valley to help clean up or do little projects to make Hemet a more beautiful place. The main project this year was painting the fence around the Hemet stock farm.

This old farm covers a whole square block so it took lots of people to get the job done.

There were people of all ages helping. Some helped others who wanted to help but couldn't quite do it on their own.

Some painted the red curbs downtown and some painted fire hydrants.

Some of the volunteers picked up trash while others planted new trees and bushes.

When all the work was done the volunteers were treated to lunch and prizes
at Weston Park.

It was a beautiful day to help out and spend time with friends and family. We do it every year so if you missed out this year don't worry you can help next time. If you don't want to wait that long I'm sure one of your neighbors wouldn't mind if you helped with a project around their house.

Til next time......

Struggling to make your mortgage payments?

Many people are still struggling to make their monthly mortgage payments. I posted a blog last month with the Making Home Affordable website. Anyone can apply for a loan modification that qualifies. It does not have to be done by a lawyer or other "professional" company. One very imortant fact I did not mention in that blog is you should not pay for a loan modification up front. They are providing you a service so don't pay for that service until you know the company has performed. If a company has a problem with you not paying a fee up front too bad. Here's why:

As of October 11, 2009 the Buyer's Choice Act prohibits anyone from claiming any compensation for negotiating or arranging a loan modification until after that person fully performs each and every service as promised. The Buyer's Choice Act also broadens the definition of an advance fee which must be specially handled by real estate agents, such as by submitting an advance fee agreement for DRE review and placing funds received into a broker's trust account.

Unfortunately many people have already been ripped off before this new law went into effect. I have a feeling that it won't be happening as much now that there is a law tailored to this specific problem but somebody out there will still try to charge an up front fee. Don't let it happen to you!

Til next time.......