It was recently brought to my attention that not everyone is aware of all the options available to struggling homeowners. I am trying to modify my mortgage because the economy has taken its toll on my income. While I was already aware of the available help for homeowners, my servicing company was very good about getting me the information. I had to look for it but it was there. Right on the website was a packet of papers about modifying my mortgage and on the same page was a packet to conduct a short sale.
Maybe your mortgage company is not so good about getting you information. Most of them seem to need some training about communication and customer service.
If you need to look at your options and are not sure where to start here is the government website that can help you determine if you may qualify for a loan modification or refinance.
www.makinghomeaffordable.gov
There are other options avaialable to you as well such as a short sale. I will blog about short sales another time. Until then check out my website at www.amandalynnsmith.com
Until next time....
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